Checked November 12, 2026

Transferable points card offers.

Cards whose points move to airline and hotel programs. These are the most useful points for award travel, because you choose the program after you find the seat. Current welcome offers, grouped by points currency and judged against each card's own history.

6 AT A RECORD HIGH·24 OFFERS TRACKED
24 OF 24 OFFERS

Capital One miles 8

Transfers to 13 airline programs and 1 hotel program. Transfer partners and ratios · Live transfer bonuses

Capital One Spark Cash Select
Capital One Spark Cash Select
SPEND $6,000 IN 3 MO · NO ANNUAL FEE · BUSINESS
$750
Matches all-time high
NOW $750 · TYPICAL $500 · BEST $750 ($750)
Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
SPEND $4,000 IN 3 MO · $95 FEE
5x Hotels/cars C1 Travel2x Other
75k + $300
Best on record
NOW $1,425 · TYPICAL $750 · BEST $1,375 (75K + $250)
Capital One Venture X Business
Capital One Venture X Business
SPEND $120,000 IN 4 MO · $395 FEE · BUSINESS
10x Hotels/cars C1 Travel5x Flights C1 Travel2x Other
300k + $1,000
Typical or better
NOW $5,500 · TYPICAL $2,250 · BEST $6,000 (200K / 400K IN TWO TIERS)
Capital One Spark Cash Plus
Capital One Spark Cash Plus
SPEND $30,000 IN 3 MO · $150 FEE · BUSINESS
$2,000
Typical or better
NOW $2,000 · TYPICAL $2,000 · BEST $2,500 ($2,000 + $500)
Capital One Venture Business
Capital One Venture Business
SPEND $10,000 IN 3 MO · $95 FEE, WAIVED YEAR 1 · BUSINESS
100k
Below typical
NOW $1,500 · TYPICAL $2,250 · BEST $2,250 (150K)
Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card
SPEND $4,000 IN 3 MO · $395 FEE
10x Hotels/cars C1 Travel5x Flights C1 Travel2x Other
75k
Down from last offer
Capital One Spark Cash
Capital One Spark Cash
SPEND $10,000 IN 3 MO · $95 FEE · BUSINESS
$1,000
Usual offer
Capital One VentureOne Business
Capital One VentureOne Business
SPEND $4,500 IN 3 MO · NO ANNUAL FEE · BUSINESS
50k
Usual offer

Amex Membership Rewards 7

Transfers to 15 airline programs and 3 hotel programs. Transfer partners and ratios · Live transfer bonuses

The Business Platinum Card from American Express
The Business Platinum Card from American Express
SPEND $20,000 IN 3 MO · $895 FEE · BUSINESS
5x Flights/hotels Amex Travel1.5x $5K+ purchases1x Other
300k
Matches all-time high
NOW $4,500 · TYPICAL $1,650 · BEST $4,500 (300K)
American Express Business Gold Card
American Express Business Gold Card
SPEND $15,000 IN 3 MO · $375 FEE · BUSINESS
4x Top 2 of 6 categories ($150K)1x Other
200k
Matches all-time high
NOW $3,000 · TYPICAL $1,125 · BEST $3,000 (200K)
The Platinum Card from American Express
The Platinum Card from American Express
SPEND $12,000 IN 6 MO · $895 FEE
5x Flights (direct+Amex Travel)1x Other
175k
Matches all-time high
NOW $2,625 · TYPICAL $1,125 · BEST $2,625 (175K)
American Express Gold Card
American Express Gold Card
SPEND $8,000 IN 6 MO · $325 FEE
4x Dining, US grocery ($25K)3x Flights1x Other
100k
Usual offer
American Express Platinum Card for Schwab
American Express Platinum Card for Schwab
SPEND $12,000 IN 6 MO · $895 FEE
80k
Typical or better
NOW $1,200 · TYPICAL $900 · BEST $2,250 (150K)
The Platinum Card from American Express Exclusively for Morgan Stanley
80k
Typical or better
NOW $1,200 · TYPICAL $1,200 · BEST $2,250 (150K)
The Blue Business Plus Credit Card from American Express
The Blue Business Plus Credit Card from American Express
SPEND $5,000 IN 3 MO · NO ANNUAL FEE · BUSINESS
50k
Up from last offer

Chase Ultimate Rewards 7

Transfers to 11 airline programs and 3 hotel programs. Transfer partners and ratios · Live transfer bonuses

Sapphire Reserve for Business
Sapphire Reserve for Business
SPEND $30,000 IN 3 MO · $795 FEE · BUSINESS
8x Chase Travel4x Flights/hotels direct3x Dining
200k
Matches all-time high
NOW $3,000 · TYPICAL $3,000 · BEST $3,000 (200K)
Ink Business Preferred Credit Card
Ink Business Preferred Credit Card
SPEND $8,000 IN 3 MO · $95 FEE · BUSINESS
3x Travel/shipping/internet/phone/ads ($150K)1x Other
100k
Typical or better
NOW $1,500 · TYPICAL $1,500 · BEST $1,800 (120K)
Chase Sapphire Reserve
Chase Sapphire Reserve
SPEND $6,000 IN 3 MO · $795 FEE
8x Chase Travel4x Flights/hotels direct3x Dining
100k
Typical or better
NOW $1,500 · TYPICAL $900 · BEST $2,250 (150K)
Chase Sapphire Preferred Card
Chase Sapphire Preferred Card
SPEND $5,000 IN 3 MO · $95 FEE
5x Chase Travel3x Dining/streaming/grocery2x Travel
75k
Typical or better
NOW $1,125 · TYPICAL $1,125 · BEST $1,500 (100K)
Ink Business Premier Credit Card
Ink Business Premier Credit Card
SPEND $10,000 IN 3 MO · $195 FEE · BUSINESS
$1,000
Usual offer
Ink Business Cash Credit Card
Ink Business Cash Credit Card
SPEND $6,000 IN 3 MO · NO ANNUAL FEE · BUSINESS
$750
Typical or better
NOW $750 · TYPICAL $500 · BEST $1,000 ($1,000)
Ink Business Unlimited Credit Card
Ink Business Unlimited Credit Card
SPEND $6,000 IN 3 MO · NO ANNUAL FEE · BUSINESS
$750
Typical or better
NOW $750 · TYPICAL $750 · BEST $1,000 ($1,000)

Citi ThankYou points 2

Transfers to 12 airline programs and 3 hotel programs. Transfer partners and ratios · Live transfer bonuses

Citi Strata Elite Card
Citi Strata Elite Card
SPEND $6,000 IN 3 MO · $595 FEE
75k
Below typical
NOW $1,088 · TYPICAL $1,450 · BEST $1,450 (100K)
Citi Strata Premier Card
Citi Strata Premier Card
SPEND $4,000 IN 3 MO · $95 FEE
10x Hotels/cars CitiTravel3x Air/hotels/dining/grocery/gas1x Other
60k
Usual offer

Some no-fee cards here earn cash-back style points that only transfer to partners once combined with a premium card from the same bank.

Meter: fill = this offer · tick = the card's typical offer · scale ends past its best. Public offers only; targeted and in-branch offers are not counted.

Turn the bonus into a seat

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