
Capital One
Last updated July 7, 2026
The no-annual-fee version of the Spark Cash, earning 1.5% cash back on everything. A decent option for businesses that want simplicity without paying an annual fee, though the regular Spark Cash's 2% is a better deal for most.
Capital One transfers at the ratios shown
The annual fee on the Capital One Spark Cash Select is $0.
Yes. Capital One points from the Capital One Spark Cash Select can transfer to multiple airline and hotel partners. See the transfer-partner table on this page for the current partner list and ratios.
The Capital One Spark Cash Select is built for cash back earning. Combined with AwardClaw's award-drop alerts, you can use the welcome bonus to book premium-cabin saver-level redemptions identified within hours of inventory loading.
Check current offers and apply on the issuer's website.