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AmexFlexible PointspersonalTransferable
The Platinum Card® from American Express
Amex MR
Bonus
175,000
Amex points
Spend
$12,000
in 6 months
Annual Fee
$895
Bonus Value
$2,625
1.8cpp valuation
Why This Card
The original premium travel card. The $895 fee is steep, but you get 5x on flights, lounge access, hotel elite status, and a coupon book of credits (airline, streaming, and more). Best for frequent travelers who will actually use all the annual credits.
Earn Rates
1x
Other
5x
Flights (direct+Amex Travel)
Transfer Partners
Amex MR transfers at the ratios shown
Airlines
ANA 1:1Delta 1:1Qatar 1:1Etihad 1:1Qantas 1:1JetBlue 1:0.8Aeroplan 1:1Emirates 1:0.8LifeMiles 1:1Singapore 1:1Aeromexico 1:1.6Flying Blue 1:1Cathay Pacific 1:0.8British Airways 1:1Virgin Atlantic 1:1
Hotels
Choice 1:1Hilton 1:2Marriott 1:1
Offer History
175,000 pts
$12,000 in 6mo
$2,6253/20/2026seed
175,000 pts
$12,000 in 6mo
$2,6253/20/2026seed
Interested in The Platinum Card® from American Express?
Check current offers and apply on the issuer's website.