Capital One Spark Cash
Capital One
Last updated July 4, 2026
Why This Card
A straightforward business card earning 2% cash back on every purchase with no caps or categories. It does come with a $95 annual fee but it's also one of the most straightforward business cards available.
Transfer Partners
Capital One transfers at the ratios shown
Offer History
FAQ
What is the annual fee on the Capital One Spark Cash?
The annual fee on the Capital One Spark Cash is $95.
Can Capital One Spark Cash points transfer to airlines and hotels?
Yes. Capital One points from the Capital One Spark Cash can transfer to multiple airline and hotel partners. See the transfer-partner table on this page for the current partner list and ratios.
Is the Capital One Spark Cash a good card for award travel?
The Capital One Spark Cash is built for cash back earning. Combined with AwardClaw's award-drop alerts, you can use the welcome bonus to book premium-cabin saver-level redemptions identified within hours of inventory loading.
Interested in Capital One Spark Cash?
Check current offers and apply on the issuer's website.