Capital One Spark Cash Plus
Capital One
Last updated July 4, 2026
Why This Card
Great flat-rate cash back card for business owners. Earn 2% on every purchase with no caps, plus a hefty signup bonus. If you want simple, high-earning cash back without worrying about categories or credit limits, this is a good option.
Transfer Partners
Capital One transfers at the ratios shown
Offer History
FAQ
What is the welcome bonus on the Capital One Spark Cash Plus?
The current welcome bonus on the Capital One Spark Cash Plus is 200,000 after spending $3,000,000 in 3 months.
What is the annual fee on the Capital One Spark Cash Plus?
The annual fee on the Capital One Spark Cash Plus is $150.
Can Capital One Spark Cash Plus points transfer to airlines and hotels?
Yes. Capital One points from the Capital One Spark Cash Plus can transfer to multiple airline and hotel partners. See the transfer-partner table on this page for the current partner list and ratios.
Is the Capital One Spark Cash Plus a good card for award travel?
The Capital One Spark Cash Plus is built for cash back earning. Combined with AwardClaw's award-drop alerts, you can use the welcome bonus to book premium-cabin saver-level redemptions identified within hours of inventory loading.
Interested in Capital One Spark Cash Plus?
Check current offers and apply on the issuer's website.