The Amex Black Card Gets A New $1,000 Dining Credit, But This Luxury Feels Like A Spreadsheet

American Express has added a new $1,000 annual Resy dining credit to the Centurion Card, giving Black Card members a larger version of the restaurant benefit now offered on Platinum. But even on a $5,000-a-year prestige card with a $10,000 initiation fee, Amex still requires enrollment and quarterly credit management, making luxury feel more like coupon bookkeeping.