Is The Amex Gold Card Worth $325? 4x Points & $424 In Credits Says Yes

The American Express Gold Card (application) has a $325 annual fee (Rates & Fees), which is obviously on the steep side. Fortunately the ”worth it” question on the card is pretty easy to answer. Almost everyone eats, and the bonus points at restaurants and U.S. supermarkets is easy to use, and those represent real bonus categories.