I Just Got Approved for the Chase Sapphire Reserve, Even Though I Swore I’d Never Apply — Here’s Why

I swore I'd never apply for the Sapphire Reserve, especially after its 2025 refresh. However, the newest welcome offer was simply too good to resist. Here's why I applied for the Sapphire Reserve, how I might use the welcome bonus, and why it might stay in my wallet longer than a year.