I Broke My Own Points Rule — And Turned 100,000 Bilt Points Into 200,000 Avios

Bilt’s 100% Rent Day transfer bonus was good enough for me to break my usual rule against speculative transfers: I moved 100,000 Bilt points to British Airways with no trip booked. The cap changes the math, I know I’ll use Avios, and I’m earning Bilt points fast enough now that keeping every point flexible no longer makes sense.