Bank of America® Customized Cash Rewards Credit Card Review: Choose Your 3% Bonus Category, Plus No Annual Fee

The Bank of America® Customized Cash Rewards credit card lets cardholders choose a 3% bonus category (6% in the first year) plus earn cash back on everyday purchases, all with no annual fee. It’s especially compelling for Bank of America and Merrill customers who can boost their rewards through BofA Rewards™. Here’s how the card works, where it shines, and what to know before applying.