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REI Co-op® Mastercard®
Cash Back
Last updated July 7, 2026
Bonus
—
Spend
$1
in 60 months
Annual Fee
$0
Bonus Value
$100
Why This Card
A no-annual-fee card for REI members. Earns 5% back on REI purchases and 1% on everything else, returned as an annual REI dividend. Great if you shop at REI regularly, but the 1% base rate limits its everyday value.
FAQ
What is the annual fee on the REI Co-op® Mastercard®?
The annual fee on the REI Co-op® Mastercard® is $0.
Is the REI Co-op® Mastercard® a good card for award travel?
The REI Co-op® Mastercard® is built for cash back earning. Combined with AwardClaw's award-drop alerts, you can use the welcome bonus to book premium-cabin saver-level redemptions identified within hours of inventory loading.
Interested in REI Co-op® Mastercard®?
Check current offers and apply on the issuer's website.