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Chase Freedom Flex®
ChaseCash BackpersonalTransferable

Chase Freedom Flex®

Chase UR

Last updated July 7, 2026

Bonus
20,000
Cash Back points
Spend
$500
in 3 months
Annual Fee
$0
Bonus Value
$200
1.75cpp valuation

Why This Card

A strong no-annual-fee card with 5% on rotating quarterly categories, 3% on dining and drugstores, and 1% on everything else. Earns Chase Ultimate Rewards that become more valuable when paired with other Chase cards.

Earn Rates

1%
Other
3%
Dining/drugstores
5%
Chase Travel

Transfer Partners

Chase UR transfers at the ratios shown

Airlines
Iberia 1:1United 1:1JetBlue 1:1Aeroplan 1:1Emirates 1:1Singapore 1:1Southwest 1:1Aer Lingus 1:1Flying Blue 1:1British Airways 1:1Virgin Atlantic 1:1
Hotels
IHG 1:1Hyatt 1:1Marriott 1:1

Offer History

20,000 pts
$500 in 3mo
$2003/20/2026seed
20,000 pts
$500 in 3mo
$2003/20/2026seed

FAQ

What is the welcome bonus on the Chase Freedom Flex®?

The current welcome bonus on the Chase Freedom Flex® is 20,000 after spending $500 in 3 months.

What is the annual fee on the Chase Freedom Flex®?

The annual fee on the Chase Freedom Flex® is $0.

Can Chase Freedom Flex® points transfer to airlines and hotels?

Yes. Chase UR points from the Chase Freedom Flex® can transfer to multiple airline and hotel partners. See the transfer-partner table on this page for the current partner list and ratios.

Is the Chase Freedom Flex® a good card for award travel?

The Chase Freedom Flex® is built for cash back earning. Combined with AwardClaw's award-drop alerts, you can use the welcome bonus to book premium-cabin saver-level redemptions identified within hours of inventory loading.

Interested in Chase Freedom Flex®?

Check current offers and apply on the issuer's website.