
Chase UR
Last updated July 7, 2026
A strong no-annual-fee card with 5% on rotating quarterly categories, 3% on dining and drugstores, and 1% on everything else. Earns Chase Ultimate Rewards that become more valuable when paired with other Chase cards.
Chase UR transfers at the ratios shown
The current welcome bonus on the Chase Freedom Flex® is 20,000 after spending $500 in 3 months.
The annual fee on the Chase Freedom Flex® is $0.
Yes. Chase UR points from the Chase Freedom Flex® can transfer to multiple airline and hotel partners. See the transfer-partner table on this page for the current partner list and ratios.
The Chase Freedom Flex® is built for cash back earning. Combined with AwardClaw's award-drop alerts, you can use the welcome bonus to book premium-cabin saver-level redemptions identified within hours of inventory loading.
Check current offers and apply on the issuer's website.