
Bilt
Last updated July 4, 2026
Bilt's premium card at $495/year with 2x on all everyday spending, $400 in annual hotel credits, $200 in Bilt Cash, and Priority Pass. Strong first-year value with the welcome bonus. Best for those who want the simplicity of earning 2x on everyday spending.
Bilt transfers at the ratios shown
The current welcome bonus on the Bilt Palladium Card is 50,000 after spending $400,000 in 3 months.
The annual fee on the Bilt Palladium Card is $495.
Yes. Bilt points from the Bilt Palladium Card can transfer to multiple airline and hotel partners. See the transfer-partner table on this page for the current partner list and ratios.
The Bilt Palladium Card is built for flexible points earning. Combined with AwardClaw's award-drop alerts, you can use the welcome bonus to book premium-cabin saver-level redemptions identified within hours of inventory loading.
Check current offers and apply on the issuer's website.