Bilt Obsidian Card
Bilt
Last updated July 7, 2026
Why This Card
The mid-tier Bilt card at $95/year. Pick dining or groceries as your 3x category, earn points on housing, and get a $100 Bilt Travel hotel credit. A nice step up if you want bonus categories without the Palladium's price tag.
Transfer Partners
Bilt transfers at the ratios shown
FAQ
What is the annual fee on the Bilt Obsidian Card?
The annual fee on the Bilt Obsidian Card is $95.
Can Bilt Obsidian Card points transfer to airlines and hotels?
Yes. Bilt points from the Bilt Obsidian Card can transfer to multiple airline and hotel partners. See the transfer-partner table on this page for the current partner list and ratios.
Is the Bilt Obsidian Card a good card for award travel?
The Bilt Obsidian Card is built for flexible points earning. Combined with AwardClaw's award-drop alerts, you can use the welcome bonus to book premium-cabin saver-level redemptions identified within hours of inventory loading.
Interested in Bilt Obsidian Card?
Check current offers and apply on the issuer's website.