
Bilt
Last updated July 7, 2026
The no-annual-fee entry point into Bilt Rewards. Earns 1x on everyday purchases and up to 1.25x on rent or mortgage payments. A solid way to start earning valuable transferable points on housing without paying a fee.
Bilt transfers at the ratios shown
The annual fee on the Bilt Blue Card is $0.
Yes. Bilt points from the Bilt Blue Card can transfer to multiple airline and hotel partners. See the transfer-partner table on this page for the current partner list and ratios.
The Bilt Blue Card is built for flexible points earning. Combined with AwardClaw's award-drop alerts, you can use the welcome bonus to book premium-cabin saver-level redemptions identified within hours of inventory loading.
Check current offers and apply on the issuer's website.