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BofACash Backpersonal
Bank of America® Customized Cash Rewards
Bank of America
Last updated July 7, 2026
Bonus
20,000
Cash Back points
Spend
$1,000
in 90 months
Annual Fee
$0
Bonus Value
$200
Why This Card
Pick your own 3% cash back category and also earn 2% at grocery stores and wholesale clubs (both combined up to $2,500/quarter). A flexible no-fee card, especially if you're in the Preferred Rewards program.
Offer History
20,000 pts
$1,000 in 90mo
$2003/20/2026seed
20,000 pts
$1,000 in 90mo
$2003/20/2026seed
FAQ
What is the welcome bonus on the Bank of America® Customized Cash Rewards?
The current welcome bonus on the Bank of America® Customized Cash Rewards is 20,000 after spending $1,000 in 90 months.
What is the annual fee on the Bank of America® Customized Cash Rewards?
The annual fee on the Bank of America® Customized Cash Rewards is $0.
Is the Bank of America® Customized Cash Rewards a good card for award travel?
The Bank of America® Customized Cash Rewards is built for cash back earning. Combined with AwardClaw's award-drop alerts, you can use the welcome bonus to book premium-cabin saver-level redemptions identified within hours of inventory loading.
Interested in Bank of America® Customized Cash Rewards?
Check current offers and apply on the issuer's website.